Truck Finance Made Simple
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This will not impact your credit score
Truck Finance, Simplified
Tired of confusing options, slow approvals or dealing with people who don’t understand the Transport Industry?
We solve that by making Truck Finance Simple, Easy and delivered by Real Experts who specialise in Truck Finance and nothing else.
Your Challenge
You need Finance for a New or Used Truck.
You’re not sure what you can afford.
You don’t want to waste time with banks or brokers who don’t understand the Transport Industry.
You’re worried about getting stuck with a bad deal.
Our Solution
Expert Only Truck Finance we bring real world experience and straight up Aussie know how to deliver fast approvals when it matters most.
Competitive Truck Loan Rates from 6.55% for eligible customers.
Instant Clarity with Our Truck Loan Calculator estimate your weekly payments before you commit.
Don’t Get The Runaround, Don’t Waste Time just real answers, fast turnarounds and personalised support.
Tips When Applying for Truck Finance
Time in Business
Longer is often better: Lenders generally prefer businesses that have been trading for at least 1 to 2 years. This demonstrates stability and a lower risk profile.
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Age of Truck
New Trucks are easier to Finance: Brand new vehicles typically attract the best interest rates and terms, as they are a lower risk for lenders due to their ...
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Loan Amount
The higher the Loan amount, the lower the rate: For Commercial Truck Finance, lenders are often more competitive with their interest rates on higher loan ...
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Credit Score
A good score is an asset: A strong credit rating will improve your chances of a quick approval and can help you secure a more competitive interest rate.
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Deal with Experts
Access to more options: Unlike a big bank that will only offer their own products, a finance broker works with a panel of multiple lenders, including ...
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Online Pre-Approvals
Get a clear budget quickly: Many finance companies offer online Pre-Approval processes. This can provide you with an indicative loan amount, allowing you ...
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Big Bank Alternatives
Specialised lenders for specific needs: Big banks may have rigid criteria that don't suit every business, especially new ones or those with complex financials. ..
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Credit References
Risk Assessment: Lenders reward those that have good payment history on existing truck or equipment loans, credit cards or home loans. Good payment history on current loans ...
Read MoreWhat’s The Truck Finance Process
With over 20 years of Truck Finance experience, we’ve made the application process simple and straightforward. Our easy steps help you secure finance quickly, with clear terms and flexible options. Whether you’re growing your fleet or upgrading vehicles, we’re here to support you every step of the way with trusted knowledge and guidance.
STEP 1
Apply Online
Online Pre-Approval up to $500K with an instant decision.
STEP 2
Find Your Truck
Negotiate a good price on the Truck you want to buy and send us the details.
STEP 3
Accept Your Loan Offer
Loan Agreements emailed directly to you for a fast and easy settlement.
How Our Customers Rate Us
Based on customer satisfaction surveys over the last 5 years.
Truck Loans Approved Same Day
We finance both New and Used Trucks sold by private vendors / dealers and auction houses. We offer affordable payment structures for our clients ensuring you come back to us time and time again.
Prime Movers
Our flexible and reliable funding options for all types of Prime Movers will allow your business to invest in the necessary equipment without disrupting your cashflow. This will ensure that your transport company will continue to grow and meet operational demands.
Crane Trucks
We offer comprehensive financing options for both new and used Crane Trucks. Additionally, when the certification on your current crane expires, we can assist in funding a new crane. This approach helps minimise the need for large investments in a newer Truck.
Tip Trucks
We specialise in offering affordable, customised funding options for Tip Truck and Trailer combinations. Often, there are several moving parts to consider, such as the varying ages of the Truck and Trailer/Trailers being purchased. However, our innovative policy matrix ensures a funding solution for every combination presented.
Tilt Tray Trucks
Is your business engaged in towing, roadside assistance, vehicle recovery or machinery transport? We offer customised funding options to help you acquire the perfect Truck to meet your operational needs. Secure the right vehicle and stay ahead in your industry with our financial support.
Livestock Trucks
We take immense pride in our longstanding support of transport operators serving rural and metropolitan routes across Australia. Our services aren’t just a link in the chain—they’re integral to the seamless movement of livestock, ensuring efficiency and reliability.
Water Trucks
Our Truck Finance solutions have been pivotal in developing some of Australia’s largest road construction projects, including state and federal initiatives. We support both large and small civil construction companies with funding for water trucks and related equipment.
Pantech Trucks
Pantech Trucks form the backbone of Australia's general freight industry, ensuring efficient transportation of essential goods on a day to day basis. Our versatile finance packages support businesses of all sizes, helping them thrive in this fast-paced, high-demand sector.
Concrete Agitator Trucks
Lower profit margins are common in civil construction, so customers need affordable or tailored funding structures to maximise cash flow throughout the loan. We accommodate lower monthly payments by extending the loan term or implementing a structured repayment plan.
Vacuum Trucks
Partnering with a finance company specialising in Truck Finance is crucial for businesses needing capital for a Vacuum Truck. As a specialised asset, the vacuum unit can be more valuable than the truck itself. Funding such assets requires a well-developed assessment process to ensure suitable financing options.
Concrete Pump Trucks
The housing shortage in Australia has become a pressing issue, driving a significant need for civil construction companies to expand their fleets, particularly with additional Concrete Pump Trucks. Our simple Truck Finance process gives these companies quick access to the capital needed for growth.
Better Value For Your Business
As a specialist provider of Truck Finance, our customers have access to all of the right tools that will allow them to achieve sustainable growth in the long term.
Instant Online Pre-Approval
Our customers can obtain online Pre-Approval up to $500K without affecting their credit score. Our Pre-Approval form can be completed within a few minutes and an instant decision is provided.
Affordable Payments
Our goal is to provide loan agreements that are not only competitive but also affordable and flexible, ensuring you can achieve your financial goals with ease.
Australian Owned
Our business is proudly Australian owned and operated. We invite you to explore our products and services, knowing that every transaction with us helps strengthen the Australian economy and supports local communities.
Trusted by Transport Industry
Our proven track record of success speaks volumes about the quality of our service and the satisfaction of our clients. By choosing us as your Truck Finance provider, you’re choosing reliability, expertise and a partner dedicated to your success.
Truck Finance Experts
As experts in Truck Finance, we possess the knowledge and experience to guide your businesses through the complexities of acquiring the right finance solution. We offer specialised advice, ensuring that you secure competitive rates and flexible terms that will align with your operational goals.
Fast Settlements
Securing Finance for a Truck can often be a daunting process, filled with paperwork and complex negotiations. With the right approach and resources, we provide our customers access to fast settlements on Truck Finance that is both efficient and stress-free.
Instant Online Pre-Approval
Our customers can obtain Online Pre-Approval up to $500K without affecting their credit score. Our Pre-Approval form can be completed within a few minutes and an instant decision is provided.
Affordable Payments
Our goal is to provide loan agreements that are not only competitive but also affordable and flexible, ensuring you can achieve your financial goals with ease.
Australian Owned
Our business is proudly Australian owned and operated. We invite you to explore our products and services, knowing that every transaction with us helps strengthen the Australian economy and supports local communities.
Trusted by Transport Industry
Our proven track record of success speaks volumes about the quality of our service and the satisfaction of our clients. By choosing us as your Truck Finance provider, you’re choosing reliability, expertise and a partner dedicated to your success.
Truck Finance Experts
As experts in Truck Finance, we possess the knowledge and experience to guide your businesses through the complexities of acquiring the right finance solution. We offer specialised advice, ensuring that you secure competitive rates and flexible terms that will align with your operational goals.
Fast Settlements
Securing Finance for a Truck can often be a daunting process, filled with paperwork and complex negotiations. With the right approach and resources, we provide our customers access to fast settlements on Truck Finance that is both efficient and stress-free.
Truck Finance FAQs
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We offer finance Pre-Approvals via our Online system within seconds and unconditional within 24 hour to 48 hours.
Once unconditionally approved our dedicated settlements department can have you on the road within 24 hours (could be a little longer if the Truck is sold by a private vendor)
Entering your details into our pre-approval form will not affect your credit score. We only run the credit check if you want us to proceed to unconditional approval.
An applicant enters their details via the pre-approval system whereby the information input is collated and assessed for eligibility. A decision is provided to customer within a few seconds. If successful, the applicant is then assigned a dedicated Relationship Manager who will guide them through the remainder of the process.
Typically the maximum aged Truck that we can Finance is no older than 20 years old at time of purchase or 25 years old end of term.
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As the age of the Truck increases a few more items need to be ticked off by the applicant (how long has client been in business / does the client have a credit reference available on a home loan or a similar type Truck / does client have proof income through financials or bank statements).
It in addition to Truck Finance we also offer Finance for Truck Trailers and Heavy Equipment.
We fund all type of Heavy Truck combinations used by all type of Heavy Industries (Road Transport / Civil Transport / Earthmoving and Civil Construction).
We do finance Trucks sold by private vendors; however, these transactions generally take longer to settle compared to dealer sales. This delay is due to our reliance on the vendor to provide the necessary information to meet the conditions of our private sale process.
We offer our customers ongoing support for the life of their loan. Such support includes – variation agreements / partial payouts / new loans to increase fleet / phone support and more.
Why Wait Any Longer!
Start your journey here and get on the road faster with one of Australia’s most trusted providers of Truck Finance.
Secure Instant Pre-Approval and access our Simple Truck Loan Calculator to unlock a great deal on your next Truck purchase.
Quick Quote
This will not impact your credit score